FAQ About Us & Medicare

Are Your Services 100% Free?

Our services will be 100% free to you always. You will never owe us a single penny. The insurance companies pay us to enroll you and service your policy year-to-year.

Do You Represent More Than One Company?

We are a true brokerage at The Insurance Workshop. We represent over 40 different insurance companies. Anthem, Humana, United Healthcare, and many more!

Are You Bias About Insurance Specific Insurance Companies?

We are never bias about which insurance company you should go with, that's why we represent so many! We want what's best for your personal situation always, and we will make sure you understand why we are doing what we're doing!

Are Your Services 100% Free?

Our services will be 100% free to you always. You will never owe us a single penny. The insurance companies pay us to enroll you and service your policy year-to-year.

What Companies Do You Represent?

We are a true brokerage at The Insurance Workshop. We represent over 40 different insurance companies. Anthem, Humana, United Healthcare, and many more!

Do You Have Bias?

We are never bias about which insurance company you should go with, that's why we represent so many! We want what's best for your personal situation always, and we will make sure you understand why we are doing what we're doing!

FAQs

Have Questions?

When Should You Apply For Medicare?

You should apply for Medicare when you are 3 months away from turning 65. If you are already drawing Social Security, you will automatically be enrolled

I Keep Hearing About Penalties, What Is That About?

There are in fact lifetimes penalties involved if you do not sign up for everything properly when first being eligible for Medicare. It's important to have a broker walk you through this process to avoid part B and D penalties

Can I Have Both A Medicare Supplement and Advantage Plan?

No, you cannot have both a Medicare supplement and a Medicare Advantage plan. You will have to choose between those two options

I Don't Take Any Medications, Why Do I Need A Drug Plan

As silly as the rule is, you need to take drug coverage when you first go on Medicare to avoid penalties later. If you opt out of drug coverage now, you will face a penalty when you do decide to pick it up late. This is a lifetime penalty!

What Is The Cost For Medicare

In 2026 the cost for Medicare Part A is free if you have worked 10 years and paid into taxes. For Medicare Part B the premium is $202.90